Bill Hill
St. Joseph Real Estate
Bill Hill provides direct guidance for buyers and sellers in St. Joseph, Minnesota. He focuses on clear communication and honest property evaluations without the sales pressure.
St. Joseph offers a distinct housing landscape where the median year homes were built is 1992 (U.S. Census Bureau, American Community Survey, 2020–2024 ACS 5-year estimates). The market features a mix of established residential streets and newer developments. Bill Hill assists clients with single-family homes and townhouses, ensuring they understand the physical condition of a property before moving forward.
Approximately 60% of homes are single-family detached properties (U.S. Census Bureau, American Community Survey, 2020–2024 ACS 5-year estimates). Bill Hill specializes in new construction and first-time purchases, providing a straightforward perspective on what a house is worth. He believes houses sell themselves. His role is to navigate the logistics and advocate for his clients during the transaction.
Local property owners in St. Joseph see a median annual property tax paid of $2,242 (U.S. Census Bureau, American Community Survey, 2020–2024 ACS 5-year estimates). Whether managing a downsizing move or a first purchase, Bill Hill maintains a no-nonsense approach. He identifies potential issues early so buyers can make informed decisions in the Minnesota market.
By the numbers
St. Joseph, MN at a glance
| Population2020–2024 ACS 5-year estimates | 7,021 |
|---|---|
| Housing units2020–2024 ACS 5-year estimates | 2,371 |
| Median home value (owner-occupied)2020–2024 ACS 5-year estimates | $237,700 |
| Median monthly rent2020–2024 ACS 5-year estimates | $1,136 |
| Median annual property tax paid2020–2024 ACS 5-year estimates | $2,242 |
| Homes that are owner-occupied2020–2024 ACS 5-year estimates | 64% |
| Homes that are single-family detached2020–2024 ACS 5-year estimates | 60% |
| Median year homes were built2020–2024 ACS 5-year estimates | 1992 |
| Commutes under 30 minutes2020–2024 ACS 5-year estimates | 79% |
| Home price change, 1 year (Stearns County)2024 to 2025 | +2.2% |
| Home price change, 5 years (Stearns County)2020 to 2025 | +43.3% |
| Average 30-year fixed mortgage rate (U.S.)week of 2026-09-24 | 7.03% |
| Average 30-year fixed mortgage rate a year earlier (U.S.)week of 2025-09-18 | 6.26% |
Sources: U.S. Census Bureau, American Community Survey; Federal Housing Finance Agency House Price Index; Freddie Mac Primary Mortgage Market Survey. Published estimates for the area as a whole, not a valuation of any property.
FAQ
Frequently asked questions
What is the median home value in St. Joseph, Minnesota?↓
The median home value for owner-occupied units is $237,700 (U.S. Census Bureau, American Community Survey, 2020–2024 ACS 5-year estimates). This figure reflects the varied residential options available within the city limits. Bill Hill helps buyers evaluate specific properties against this local benchmark.
How have property values changed in the St. Joseph area recently?↓
In Stearns County, home prices saw a 1-year change of +2.2% (Federal Housing Finance Agency House Price Index, 2024 to 2025). Over a 5-year period, prices in the county increased by 43.3% (Federal Housing Finance Agency House Price Index, 2020 to 2025). These trends indicate the long-term movement of the local market.
What are the common commute times for residents of St. Joseph?↓
Data shows that 79% of residents have commutes under 30 minutes (U.S. Census Bureau, American Community Survey, 2020–2024 ACS 5-year estimates). The city is positioned conveniently for those working in the surrounding region. Bill Hill can discuss how specific locations in St. Joseph impact daily travel.
What percentage of St. Joseph homes are owner-occupied?↓
Currently, 64% of homes in St. Joseph are owner-occupied (U.S. Census Bureau, American Community Survey, 2020–2024 ACS 5-year estimates). There are 2,371 total housing units in the city (U.S. Census Bureau, American Community Survey, 2020–2024 ACS 5-year estimates). This balance supports a steady residential real estate market.
What are the current mortgage rates for buyers in St. Joseph?↓
The average 30-year fixed mortgage rate in the U.S. is 7.03% (Freddie Mac Primary Mortgage Market Survey, week of 2026-09-24). This is an increase from the 6.26% rate seen a year earlier (Freddie Mac Primary Mortgage Market Survey, week of 2025-09-18). Bill Hill helps clients factor these national lending trends into their local search.