Bill Hill
Stearns Real Estate
Stearns County real estate offers a mix of urban energy and quiet rural stretches. Bill Hill provides clear, direct guidance to buyers and sellers navigating this Minnesota market.
The housing landscape in Stearns is built on established foundations. Data shows 69% (U.S. Census Bureau, American Community Survey, 2020–2024 ACS 5-year estimates) of homes are single-family detached properties, providing a steady inventory for those moving out of rentals. Bill Hill focuses on the facts of the property rather than sales pressure. If a house is not a fit, he will say so immediately.
Buyers often find a market where most residents stay long-term. Currently, 68% (U.S. Census Bureau, American Community Survey, 2020–2024 ACS 5-year estimates) of homes are owner-occupied. This stability is paired with consistent growth. Values have shifted over time, including a home price change of +43.3% over five years (Federal Housing Finance Agency House Price Index, 2020 to 2025).
Navigating new construction or waterfront listings requires an agent who understands the local terrain. Bill Hill brings over 10 years of experience to the table at Pemberton Real Estate. He acts as a guide through the technical process, ensuring that once a property is identified, the path to closing remains transparent.
By the numbers
Stearns County at a glance
| Population2020–2024 ACS 5-year estimates | 160,865 |
|---|---|
| Housing units2020–2024 ACS 5-year estimates | 66,625 |
| Median home value (owner-occupied)2020–2024 ACS 5-year estimates | $273,400 |
| Median monthly rent2020–2024 ACS 5-year estimates | $1,068 |
| Median annual property tax paid2020–2024 ACS 5-year estimates | $2,742 |
| Homes that are owner-occupied2020–2024 ACS 5-year estimates | 68% |
| Homes that are single-family detached2020–2024 ACS 5-year estimates | 69% |
| Median year homes were built2020–2024 ACS 5-year estimates | 1985 |
| Commutes under 30 minutes2020–2024 ACS 5-year estimates | 76% |
| Home price change, 1 year2024 to 2025 | +2.2% |
| Home price change, 5 years2020 to 2025 | +43.3% |
| Average 30-year fixed mortgage rate (U.S.)week of 2026-09-24 | 7.03% |
| Average 30-year fixed mortgage rate a year earlier (U.S.)week of 2025-09-18 | 6.26% |
Sources: U.S. Census Bureau, American Community Survey; Federal Housing Finance Agency House Price Index; Freddie Mac Primary Mortgage Market Survey. Published estimates for the area as a whole, not a valuation of any property.
FAQ
Frequently asked questions
What is the typical age of homes for sale in Stearns?↓
Many properties in the area are well-established. The median year homes were built is 1985 (U.S. Census Bureau, American Community Survey, 2020–2024 ACS 5-year estimates). This provides a variety of architectural styles across the county.
How has the Stearns real estate market performed recently?↓
The market has shown steady appreciation. According to the Federal Housing Finance Agency House Price Index (2024 to 2025), there was a 1-year home price change of +2.2%. Bill Hill monitors these trends to help sellers price their homes accurately.
What are the property tax expectations in Stearns County?↓
Property taxes are a key consideration for any buyer's monthly budget. The median annual property tax paid in the area is $2,742 (U.S. Census Bureau, American Community Survey, 2020–2024 ACS 5-year estimates). Bill Hill assists clients in calculating these carrying costs during the search.
Is Stearns County a good location for commuters?↓
The layout of the county supports efficient travel to local employment hubs. Data indicates that 76% (U.S. Census Bureau, American Community Survey, 2020–2024 ACS 5-year estimates) of residents have commutes under 30 minutes. This makes it a practical choice for those working in St. Cloud or surrounding Minnesota areas.
What is the median home value in Stearns?↓
For those looking to transition from renting to owning, the median home value for owner-occupied units is $273,400 (U.S. Census Bureau, American Community Survey, 2020–2024 ACS 5-year estimates). Bill Hill helps first-time buyers compare this against local rental costs to determine if a purchase makes sense.